Health Affairs: The Policy Journal of the Health Sphere–How Many Are Underinsured? Trends Among U.S. Adults, 2003 and 2007 06-10-08
Authors: Health Affairs
Publication Year: 2008
Last Updated: 2010-07-14 10:35:36
Journal: NCUIH
Keywords: Health Care Coverage, Insurance, underinsured, uninsured,
Short Abstract:
With health insurance moving toward greater patient cost sharing, this study finds a sharp increase in the number of underinsured people. Based on indicators of cost exposure relative to income, as of 2007 an estimated twenty-five million insured people ages 1964 were underinsureda 60 percent increase since 2003. The rate of increase was steepest among those with incomes above 200 percent of poverty, where underinsurance rates nearly tripled. In total, 42 percent of U.S. adults were underinsured or uninsured. The underinsured report high levels of access problems and financial stress. The findings underscore the need for policy attention to benefit design, to assure care and affordability
Abstract:
With health insurance moving toward greater patient cost sharing, this study finds a sharp increase in the number of underinsured people. Based on indicators of cost exposure relative to income, as of 2007 an estimated twenty-five million insured people ages 1964 were underinsureda 60 percent increase since 2003. The rate of increase was steepest among those with incomes above 200 percent of poverty, where underinsurance rates nearly tripled. In total, 42 percent of U.S. adults were underinsured or uninsured. The underinsured report high levels of access problems and financial stress. The findings underscore the need for policy attention to benefit design, to assure care and affordability
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L533 Health Care for America Now!-(HCAN)--Health Affairs- The Policy Journal of the Health Sphere--How Many Are Underinsured- Trends Among U.S. Adults- 2003 and 2007 06-10-08.pdf
Source: Link to Original Article.
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