Description of Policy Options – Expanding Health Care Coverage: Proposals to Provide Affordable Coverage to All Americans 05-14-09

Authors: Senate Finance Committee
Publication Year: 2009
Last Updated: 2016-01-29 12:28:09
Journal: United States Congressional Library
Keywords: Affordable Coverage for all Americans, Health Care Reform, HCR, Senate Finance Committee, CHIP, Childrens Health Insurance Program, CMS, Medicaid, Medicare, Prevention, Wellness

Short Abstract:

Proposals included in this document would ensure that the insurance market functions effectively. Reforms proposed for the individual and small group markets would ensure a competitive insurance market in which plans compete on price and quality rather than on their ability to segment risk and discriminate against individuals with pre-existing health conditions. Proposals contemplated in this document would also make purchasing health insurance coverage easier and more understandable by establishing a gateway or marketplace where American consumers could easily compare and purchase the coverage that best fits their needs.

Abstract:

Proposals included in this document would ensure that the insurance market functions effectively. Reforms proposed for the individual and small group markets would ensure a competitive insurance market in which plans compete on price and quality rather than on their ability to segment risk and discriminate against individuals with pre-existing health conditions. Proposals contemplated in this document would also make purchasing health insurance coverage easier and more understandable by establishing a gateway or marketplace where American consumers could easily compare and purchase the coverage that best fits their needs.

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